Before Hudson, I never could have imagined the hoops and battles parents of sn/sick kids have to face.
It is really mind blowing, and I wonder if society knew what wars we fight on a daily basis with insurance, schools, peers, government, doctor and therapists, etc. maybe people would give us a little more grace.
I know I have said this before BUT I must remind you...
I get NO help from the state of WA. I get no nursing, no medicaid, no SSI, EVERYTHING has been denied.
The only saving grace for us not living under a rock is Children's Financial Assistance, that has saved us from co-pays and deductible on a 6 month basis.
Last week I applied for the 2nd time for medicaid for Hudson. (was denied the 1st time) because I found out in order to apply for skilled nursing Hudson has to have medicaid. The guy I spoke with on the phone from DDD sends me the application via email but fails to tell me Hudson has to apply and have medicaid in order to even fill out the application for nursing. He did tell me, with mostly the tone in his voice, that he didn't think Hudson would qualify for nursing because he is not trached, he can breathe on his own, but would not deny me the opportunity to fill out the application and submit it, although it likely would be a waste of my time!gggrrrrr! Not a pleasant guy!
The kicker however, was this week, when I had to do a 2nd level appeal with my health insurance because they are denying payment to Hudson's Physical Therapist because we hit our max of 20 visits listed in our plan. Hudson goes to clinic on a weekly basis. Our plans have changed through the last 3 years....when all this started we had unlimited PT visits, last year it all changed. I refuse to only give Hudson 20 visits because a plan says so....He doesn't "fit" the plan, he in not a healthy typical child who had an injury and needs some P.T. This therapy is imperative for his health, his well being, his future to avoid future complications with spine, hips, bones, tone, etc. He needs PT at least once a week and I don't think I am asking too much to ask for an exception to be made. Insurance feels differently. Sending in my 1st appeal with doctors letter, PT letter of justification, and my own plea, wasn't enough...we were denied. So, I went to round 2, which was a conference call with the appeals dept. This was one of the most stressful things I had to go through.
When a gal called to confirm with me the day before that the call was still on, I told her about Hudson, and by the end of the conversation I was in tears on the phone. She was kind, and felt bad for me, but it's not her to approve or disapprove, she just sets it all up.
The call was me, Hudson's PT, a doctor brought in by our insurance co, 2 random people who have insurance with this company, and one employee. The voters were the 2 random people and the 1 employee.
It was the worst 15 minutes of the day...my heart was racing, my nerves were shot, and I didn't even know exactly what to say other than what was on my heart. I addressed the medical necessity, the need because of his mito, the fact that we can't house the equipment that Hudson needs that is in clinic, and then his pt chimed in confirming how we are trying to avoid more medical problems on an already medically fragile child. Finally they asked for final comments and that is when I just told them I am a mom trying to do the very best for my very, very sick son. They were asked if anyone had any questions, which no one did.
At the end of the day, I know Hudson is just a file number to these people. They don't know how precious this little life is, what a beautiful, amazing child he is...I am certain if they took one glimpse of my boy, their hearts would melt and the battle would not have to be fought....who could deny him something so simple? I am not asking for something unreasonable.....
I will get my answer by mail. I am praying it is the *right* answer and I will not have to go to the next level whatever that may be...but I will go to war on this one....and I won't stop....
and if the letter says we got the votes needed to win...I am hoping it will pave the way for all the future denials we will be getting, so it will not have to go any further than a level 1 appeal.
I find it difficult enough to be down this road with a sick child, baring a disease that has no cure, but having to fight these battles feels like salt poured in a gaping wound....it requires more energy, time and frustration that one should ever have to go through....on top of all the other heart-break endured.
As lye in bed that night, I was beating myself up, thinking about what i wished i would have said and wondering if anything I did say have a negative effect. I pretty much over-analyzed the whole 15 minute conversation, thinking how I could have done better, because somehow I am totally responsible for the outcome of this whole thing.
I will take any prayers that the outcome will be favorable and the battle is over...for now anyways!
10 comments:
praying for you guys! praying you get all that you need!
praying too.
and can i just say that is absurd! no programs for medically dependent children at all?!?! no waiver programs where the money follows the child instead of the family, giving you medicaid secondary?!? oh my gosh. we'd have to move!
in texas we have programs with long wait lists, but they will let you bypass the waitlists with a nursing home stay for severe children (i've even seen people get on it with just seizures) i'm sure you've already asked a case worker about that! i'm completely blown away. how in the heck do you do it?
Oh my goodness! Some things are so ridiculous and absurd. I have had to fight to get services for Curtis but it is a completely different ballgame than you are playing. I pray you get what you need. Keep playing Mama Bear and don't give up. I will pray you have the strength, peace and comfort to keep fighting for his needs. It shouldn't have to be that way! Love you girl!
Praying that you get an answer soon and that it's a good one!
I've had to fight a few times for Gavin's care to be approved, and it is definitely an emotional and stressful thing to do! In Michigan we are very blessed. We don't receive medicaid or any assistance, or nursing for Gavin, but they offer an insurance that we can pay a yearly fee for, and it almost always covers what our primary insurance won't pay for.
It really makes me mad when so many people are receiving help rom the state that don't even really need it and then there are children like Hudson, who has to fight to receive good care!
Thinking of you and praying! Hugs!!!
wow..it is all just appaling. I am praying!!!
Certainly praying for you. Those battles are exhausting, time consuming and distracting.
yeah, WA. isnt so friendly when it comes to our kiddos unless they have CP, retarded (this is their wording not mine!) or a brain injury. Weve been denied everything too--EXCEPT Childrens, thank god! We make too much or Jack isnt fragile enough. We cant really afford therapy even though I know he would benefit PT/OT on a weekly basis.
Sorry you have to go thru this process, praying they make the RIGHT decision! Ridiculous, he should be more than qualified for these services! AND DONT beat yourself up over it if they deny him. I do think they always say no the 1st time and even the 2nd time before they will consider to say yes (I was told this more than once) KEEP FIGHTING! Lots of prayers coming your way, hugs.
Heidi & Jack
It makes NO sense that you should have to fight for Medicaid coverage for Hudson. No sense. I think it's time to get an attorney. Most states have free legal aide for the disabled...
But who knows. I've been feeling awfully aggressive lately. Maybe you shouldn't take my advice.
...danielle
ps. How ironic! My "coded word" is slappr! Which is exactly what I want to do with everyone who stands between my (and your!) child and their future!
Keep fighting. Hudson deserves this.
{{{hugs}}}
When I applied for SSI for Finny you know the answer I got? "You are married, go get seperated and come back and you will even be able to get welfare" What!!!!!! When I appealed the decision I got an ass wipe who told me why don't I got back to "MY" country with my child. I told him " you have my social number you tell me what country to go back to" He checked to see and then went "Oh" Dumb idiot just because I speak with an accent it doesn't mean I was born there.
You are a great Mom and I know you will fight for Hudson. I know sometimes you just want to scream but you know you can we all have done it sometime.
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